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RV Insurance
Affordable RV Insurance in California
Explore California with confidence knowing your RV is protected with reliable and affordable insurance coverage. Whether you're cruising along the Pacific Coast Highway, venturing into Yosemite, or camping in the desert, our RV insurance plans ensure peace of mind for every journey.
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How Much Does RV Insurance Cost in California?
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The cost of RV insurance in California varies based on factors such as vehicle type, driving history, and coverage level. Premiums typically range from $800 to $4,000 per year. Choosing the right coverage ensures you get the best value while protecting your investment.
Tailored Coverage for Every Adventurer
Every RV owner has unique needs, and we offer customized coverage options for all types of travelers:
​​Full-Time RVers
Protection for those who live in their RV year-round and consider it their home.
Weekend Warriors:
Ideal for those who use their RV for occasional getaways and seasonal trips.
DIY Builds:
Specialized insurance for custom-built RVs and camper conversions.
Commercial RV Owners:
Coverage for those using RVs for rental businesses, mobile offices, or travel accommodations.
Comprehensive Coverage Options for Every RV Lifestyle
Short-Term Coverage for Occasional Travelers:
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Collision Coverage: Pays for damage to your RV in case of an accident.
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Medical Payments Coverage: Covers medical expenses in the event of an accident.
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Uninsured/Underinsured Motorist Coverage: Protects against drivers without sufficient insurance.
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Roadside Assistance: Helps with towing, battery jump-starts, and more in case of a breakdown.
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Tire & Wheel Coverage: Provides coverage for tire blowouts and wheel damage.
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Full-Time Coverage for Permanent RV Living:
Includes all short-term coverage options, plus:
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Vacation Liability: Protects when your RV is parked and used as a temporary residence.
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Personal Property Coverage: Covers belongings inside the RV, including pet coverage in most states.
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Scheduled Medical Payments: Higher limits on medical expenses after an accident.
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Loss Assessment: Covers costs associated with damage to shared property in RV parks.
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Emergency Expense Coverage: Reimburses lodging and transportation expenses if your RV is disabled.
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Adjacent Structures Coverage: Covers attached structures like awnings and sheds.
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Diminishing Deductibles: Reduces your deductible for every claim-free year.
Minimum RV Insurance Requirements in California
California requires RV owners to have at least the following liability coverage:
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$15,000 for bodily injury per person
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$30,000 for bodily injury per accident
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$5,000 for property damage per accident
While these minimums meet legal requirements, upgrading to comprehensive coverage provides better protection for your RV and personal assets.
No matter how you travel, finding the right RV insurance in California means securing the protection you need at a price that fits your budget. Get a quote today and hit the road with confidence!
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