As a business owner, you know that unexpected issues are bound to happen. General liability insurance steps in when a customer or vendor is injured at your business or their property is damaged. It covers the costs of medical bills or repairs and provides protection if you're faced with a lawsuit.

As a professional, you always aim to give the best advice, but mistakes can still happen. If someone claims your advice caused them harm, you could be held responsible for their losses. Professional liability insurance helps protect you by covering these claims.

In California, any business with one or more employees is required to have workers' compensation insurance. It covers employees' medical bills and lost wages if they're hurt at work, and it also protects you from lawsuits. This way, both your employees and your business are covered.

Lessor's Risk Insurance in California helps protect property owners who rent out their buildings. It covers claims if someone is injured or property is damaged on the rented property, along with legal costs. This insurance also protects the building from risks like fire or vandalism, keeping the owner's investment safe.

Inland Marine Insurance in California covers items like construction tools, medical equipment, computer hardware, and fine art while they're being transported or stored off-site. It protects these valuable items from loss, theft, or damage while on the move.

In California, having the proper insurance is essential for contractors. Without the right coverage, you’re unable to qualify for government projects or compete for top private contracts. We provide comprehensive insurance solutions, covering everything from liability and equipment protection to business interruption, ensuring your contracting business is fully protected.

Apartment complex insurance in California helps protect landlords from risks tied to rental properties. It covers damage to buildings and structures like garages or pools, liability for tenant injuries, and loss of rental income if units become unlivable after a disaster. Additional coverage options, like earthquake or code upgrades, can be added for extra protection​

Liquor Store Insurance in California helps protect liquor store owners from risks associated with running their business. It covers liability for alcohol-related incidents, injuries on your premises, and damage to your building or inventory caused by fire, theft, or vandalism. It can also protect your income if your store must close temporarily due to a covered event. Additional options, such as enhanced liquor liability or equipment breakdown coverage, can be added for extra protection.